Terms of Use

Last Updated: October 13, 2025

Welcome to AvsBee. By using our website and tools, you agree to these Terms of Use. Please read them carefully.

1. Acceptance of Terms

By accessing or using AvsBee's website and calculators, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use our services.

2. Description of Service

AvsBee provides free online comparison calculators and decision-making tools (the "Service") to help users analyze and compare various financial and lifestyle options. Our tools are designed for informational and educational purposes only.

3. No Professional Advice

IMPORTANT: AvsBee does not provide financial, legal, tax, investment, or professional advice of any kind. Our calculators and tools:

  • Are for general informational purposes only
  • Should not be considered as professional advice or recommendations
  • May not reflect your specific circumstances or local conditions
  • Are not a substitute for consultation with qualified professionals

You should always consult with licensed financial advisors, tax professionals, accountants, attorneys, or other qualified experts before making important financial decisions.

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations about:

  • The accuracy, reliability, or completeness of our calculators
  • The suitability of default values or assumptions for your situation
  • The current relevance of market data or rates
  • The applicability to your specific location or circumstances

You are responsible for verifying all information and results before making any decisions.

5. Limitation of Liability

To the maximum extent permitted by law, AvsBee and its operators shall not be liable for any:

  • Decisions made based on our tools or information
  • Financial losses or damages resulting from use of our Service
  • Errors, omissions, or inaccuracies in our calculators
  • Technical issues, downtime, or service interruptions

You use our Service at your own risk.

6. User Responsibilities

By using AvsBee, you agree to:

  • Provide accurate inputs to our calculators
  • Use the Service lawfully and ethically
  • Not attempt to hack, exploit, or damage our systems
  • Not misrepresent our tools or results to others
  • Take full responsibility for your decisions

7. Intellectual Property

All content, calculators, design, and materials on AvsBee are owned by or licensed to us and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, or distribute our content without permission.

8. Third-Party Links and Affiliates

Our website may contain affiliate links to third-party websites and services. We are not responsible for:

  • The content or practices of third-party sites
  • Products or services offered by affiliates
  • Transactions between you and third parties

We may earn commissions from affiliate links, as disclosed in our Affiliate Disclosure page.

9. Privacy

Your use of AvsBee is also governed by our Privacy Policy. We respect your privacy and handle data as described in our Privacy Policy, available at our Disclosures & Privacy page.

10. Changes to Terms

We may update these Terms of Use from time to time. Changes will be effective immediately upon posting. Your continued use of the Service after changes constitutes acceptance of the updated terms.

11. Termination

We reserve the right to suspend or terminate your access to AvsBee at any time, for any reason, without notice.

12. Governing Law

These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles. Any disputes shall be resolved in the courts of California.

13. Contact

If you have questions about these Terms of Use, please contact us.